*APR: Annual Percentage Rate. Certain credit criteria apply for lowest rate quote. Rates and terms subject to change. 60 months @ 5.25% APR = monthly payment of $18.65 per $1,000 borrowed; 60 months @ 8.95% APR = monthly payment of $19.55 per $1,000 borrowed;
*Loan Discounts: Members who elect VSC and Multishield will receive a rate discount (discounted at .20% each). Members who set up automatic payments are eligible for a .10% rate discount. Members who currently have an ECCU Checking Account will be eligible for a .10% discount. Maximum discount will now be .60% and a maximum term extension of 6 months.
Credit Card Offer: 0% APR introductory rate is only valid for new cards, for the 12-month period after card opening. After the12-month introductory period, your rate will be the agreed-upon rate at the time of card opening. See our Credit Card Agreement and Disclosures.
Signature/Personal Loan: 60 months @ 12.05% APR = monthly payment of $20.73 per $1,000 borrowed.; 60 months @ 10.05% APR = monthly payment of $19.86 per $1,000 borrowed
1Home Equity Loan: Consult with tax advisor.