ECCU's First Time Car Buyer Program

We know how stressful buying your first car can be. Our goal is to help you through the process without all the well-known hassles. You will get one-on-one car buying assistance by ECCU’s knowledgeable Loan Consultant to guide you through this new experience. Get pre-approved on your first car at up to 100% financing.
  • Easy Online Application Process
  • Car Locater Assistance through our Member Auto Buying Center
  • Get Exclusive One-on-One Car Buying Assistance with one of our Knowledgeable Loan Consultants
  • Competitive Auto Insurance Quotes available through Energy Capital Insurance
  • Loan to value (LTV) requirements to align with the policy guidelines for each individual credit tier
Don’t forget to ask your Loan Consultant about our various solutions to protect your vehicle and your payment history including, including Auto Insurance, GAP, Mechanical Breakdown Protection, Multishield Protection, and Payment Protection.

APR is Annual Percentage Rate. Not an offer to lend. Subject to credit and underwriting guidelines. Subject to change without notice.