From Paint to Possibilities

TURN YOUR HOME'S VALUE INTO THE FUNDS YOU NEED TODAY WITH ECCU.

Tap. Pay. Go.

ACTIVATE YOUR NEW ECCU DEBIT CARD - NOW WITH TAP-TO-PAY AND DIGITAL WALLET COMPATIBILITY.

Serving our Communities since 1934.

Empowering local schools, families, and small businesses through every season of life.

Upcoming Events —

Join us on Saturday, November 8, 2025, from 9 AM to 12 PM for our Katy Community Shred Day! This is our last shred day of 2025, so you don't want to miss it. Watch us safely dispose your documents and enjoy a complimentary cup of coffee from Jackson's Brew!

Learn More

Join our Community

Follow us on your favorite social media platforms and be part of our growing community! We love engaging with you, sharing valuable financial tips, and highlighting the incredible work our partners and team are doing to make a difference.

Blogs, Services, and More

Get Paid for A's with ECCU's Student Checking

Learn More

ECCU's Tips on how to Protect yourself Against Fraud

Learn More

Want to earn 5.25% APY* on your High-Yield Checking?

Find out How

Drive now, pay later! 90 days of no payments* is back!

Learn More

Protect the life you love with Energy Capital Insurance

Learn More

Featured Rates

Business Savings
APY up to

2.00% APY²

Business Checking
APY up to

2.75% APY²

High-Yield Savings
APY up to

2.00% APY²

High-Yield Checking

APY up to

5.25% APY²

Auto Loans

as low as

5.45% APR²

View all Rates

Online Banking & Mobile Banking App

Your life moves fast, and your money should keep up. With ECCU's Online and Mobile banking, you can manage everything in real time, safely and effortlessly.

Download the Apple App Download the Android App

Powerful Features of ECCU's Mobile Banking & Apps

24/7 Access to your money anytime, and anywhere

Deposit checks in sections. No branch visit needed
Send and receive money instantly Zelle®
Pay bills and set up transfers with just a few taps
Track and grow your investments
Stay on top of your credit score
Get instant alerts when money hits, or leaves your account
See smart spending insights to help you plan ahead

Everything you need to stay connected to your money — right in your pocket.

Why our Members Love ECCU

Helping our Members Reach their Goals since 1934

For more than 90 years, Energy Capital Credit Union has been helping members reach their financial goals—no matter what stage of life they’re in. With over 19,000 members across the Greater Houston area, we’re more than just a place to bank—we’re your financial partner.

At ECCU, our profits go back to you through better rates, lower fees, and dividends. Whether you’re looking to grow your savings, get a great rate on a loan, or simply enjoy a more personal banking experience, ECCU is here for you.

Membership is open to anyone who lives, works, worships, or attends school in Harris, Montgomery, Liberty, Brazoria, Fort Bend, or Waller County. Joining ECCU is easy. Simply click here to open an account online, or stop by one of our three community branches, located in Katy, Spring and Northwest Houston in Jersey Village.

Get in touch.

Phone: (832) 604-4848

Email: MRC@eccu.net

Mail: 18540 Northwest Fwy, Houston TX 77065

Fax: (832) 604-2153